Sorting out payment options before starting treatment can take a lot of the guesswork out of getting the dental care you need. Knowing what your insurance covers, what financing is available, and what to expect can make it easier to plan and avoid unexpected costs. When you have a clear picture from the beginning, you can focus more on your oral health and less on the logistics.
At Bayside Dental Arts, we want every patient throughout Bayside, Queens, Brooklyn, and Western Long Island to have a clear, honest picture of their insurance and financing options well before committing to any of our services. Dr. Andrey Ilyabayev and our team are happy to walk you through what is available so you can choose the option that works best for your situation.
Navigating dental insurance can feel confusing, especially when trying to figure out which plans are accepted, what documentation might be needed, and what portion of a procedure will actually be covered. Many patients in our area carry PPO plans through an employer, but every plan is different, and coverage for procedures like implants or cosmetic work often varies quite a bit from one plan to the next.
We accept PPO insurance plans. If we are out of network with your plan, we can file the claim on your behalf so you can receive any reimbursement your plan allows. We do not accept HMO plans, Medicaid, or Medicare, so patients with those plans typically pay out of pocket or use one of our financing options instead. Coverage amounts depend on your plan’s terms, your deductible, and the type of procedure involved, so bringing your insurance card and plan details to your first visit helps our team check your benefits quickly. We are happy to answer insurance questions in Spanish or English.
We accept
We do not accept
Patients with those plans typically pay out of pocket or use one of our financing options instead.
1 in 5
women did not get needed dental care because of cost
1 in 6
men did not get needed dental care because of cost
According to a Centers for Disease Control and Prevention report, nearly 1 in 5 women and about 1 in 6 men did not get needed dental care because of cost in the most recent year studied. Those numbers come from a national survey, and we hear the same concern from patients in our own community. Waiting on treatment because of cost is common and understandable, and it is one of the biggest reasons we offer several ways to pay.
Cost should never be the reason someone puts off dental care they need, which is why we offer a range of payment plans designed to fit different budgets, circumstances, and treatment plans. Our goal is to make sure a payment option exists for nearly every patient who walks through our door, no matter their current financial situation.
We work with several major third-party financing companies and also offer our own in-house payment plan, so patients can spread the cost of treatment over time instead of paying the full amount upfront. These options can apply to nearly any treatment plan, from routine care to a single dental implant. Here is what we currently offer:
CareCredit
A health-focused credit line accepted for a wide range of dental treatments.
Cherry
Payment plans with a quick application you can complete from your phone.
Alphaeon
Financing built around cosmetic and restorative dental care.
LendingClub
Fixed monthly payment plans for larger treatment costs.
In-house payment plan
Arranged directly with our office, with terms based on your treatment plan.
Each option comes with different terms, so the best fit depends on your treatment plan and monthly budget, and our front desk team can help you apply and compare options during your visit. Patients with a health savings account or flexible spending account through their employer can typically use those funds toward treatment as well, which can help offset out-of-pocket costs.
Delaying treatment because of cost can allow a small problem to become a much bigger one. Untreated decay, gum problems, and failing dental work rarely improve on their own, so a simple, affordable procedure can turn into something more involved and more expensive down the road. Having accessible payment options in place removes one more barrier standing between you and the care you need, so you can address a concern when it first comes up rather than putting it off until it worsens.
Our team can walk you through the costs involved and review which insurance or financing options apply to your plan, whether you are considering dental crowns or exploring dental implants. We believe patients deserve full transparency about pricing from the very beginning, not surprises after treatment has already started. Our front desk staff is always available to answer specific questions about your coverage ahead of your appointment, so you never have to guess about cost before you arrive.
Bayside Dental Arts is out-of-network with insurance carriers and files claims directly for Delta Dental PPO. If you have a different PPO plan, our team can verify your out-of-network benefits before treatment begins.
Bayside Dental Arts offers financing through CareCredit, Cherry, and LendingClub, an in-house payment plan for smaller treatment amounts, and HSA or FSA acceptance, so you still have options without insurance.
Yes. Bayside Dental Arts accepts CareCredit, along with Cherry and LendingClub.
Yes. Larger treatment plans are handled through our financing partners rather than the in-house payment plan, which is reserved for smaller treatment amounts.
Dr. Andrey Ilyabayev and our team believe financial concerns should never stand between a patient and the dental care they need, which is why we work hard every day to offer flexible, accessible payment solutions for our patients. From PPO insurance to third-party financing and our in-house payment plan, we want every patient to find a payment option that works for their situation and budget.
If you have questions about your insurance coverage or want to explore payment plans before your visit, we invite you to reach out to our team directly so we can answer your questions in as much detail as you need. You can contact our office any time to learn more about what works best for you.
Bayside Dental Arts
213-07 Northern Blvd
Bayside, NY 11361
| Monday | 9:00 AM to 5:00 PM |
| Tuesday | 9:00 AM to 5:00 PM |
| Wednesday | Closed |
| Thursday | 9:00 AM to 5:00 PM |
| Friday | 9:00 AM to 5:00 PM |
| Saturday | 9:00 AM to 5:00 PM |
| Sunday | 9:00 AM to 5:00 PM |
If you have any questions, concerns, or comments regarding Bayside Dental Arts, please fill out the short contact form below.